Lucet recognizes that the success of delivering care to members and optimizing clinical
outcomes relies on collaborative relationships with providers. Lucet is dedicated to
working with our provider community to promote the delivery of high-quality care that is
member-specific, clinically necessary treatment in the least restrictive environment.
Non-Medicare Member and Provider Denial and Appeal Definitions
Adverse benefit determination
• A denial, reduction, termination of, or a failure to provide or make payment (in
whole or in part) for a benefit, including any such denial, reduction, termination, or
failure to provide or make a payment that is based on a member's eligibility to
participate in a plan;
• A denial, reduction, or termination of, or a failure to provide or make payment (in
whole or in part) for, a benefit resulting from the application of
any utilization review;
• A failure to cover an item or service for which benefits are otherwise provided
because it is determined to be experimental or investigational or not medically
necessary or appropriate or
• Any cancellation or discontinuance of coverage that has a retroactive effect.
Appeal – A verbal or written request to contest an adverse benefit determination, such
as services that have been denied, reduced, etc.
“Clinical Peer,” “Peer Clinical Reviewer,” or “Physician Reviewer” – A Board
Certified Physician (MD or DO) or other Ph.D. behavioral health care professional who
holds a current, unrestricted license or certificate in a state or territory of the United
States to practice and is in the same or similar specialty as that which typically
manages the health condition, procedures, or treatment under review. If required by the
applicable state, the Clinical Peer is licensed in the state where services were
rendered. Unless expressly allowed by state or federal law or regulation, the Clinical
Peer is in a state or territory of the United States when conducting a peer clinical review
or an appeals consideration. Generally, as a peer in a similar specialty, the individual
must be in the same profession (i.e., the same licensure category as the treating
provider).
“Doc-to-Doc” or “Peer-to-Peer” Conversation - Synonymous terms, defined as a
telephonic clinical discussion about the treatment of a member, conducted between a
Clinical Peer Reviewer and the practitioner who is directing the care of the
member, who is typically the attending physician for the member.
Expedited Appeal – Review of an adverse benefit determination of an urgent care
request involving an admission, continued stay, or other health care service from which
Member has not been discharged, and for which it has been determined that the
member has a medical condition where the time frame for completing a standard appeal
would seriously jeopardize the life or health of the member, or the member's ability to
regain maximum function.