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Blue Cross and Blue Shield of Illinois, which refers to HCSC Insurance Services Company (HISC),
an Independent Licensee of the Blue Cross and Blue Shield Association
243655.0923ILUWMSAPP-REV092023
Applicant Name:
Statements
1. You do not need more than one Medicare Supplement policy.
2. If you purchase this policy, you may want to evaluate your existing health coverage and decide if you need
more than one type of coverage in addition to your Medicare benets.
3. You may be eligible for benets under Medicaid and may not need a Medicare Supplement policy.
4. If, after purchasing this policy, you become eligible for Medicaid, the benets and premiums under
your Medicare Supplement policy can be suspended, if requested, during your entitlement to benets
under Medicaid for 24 months. You must request this suspension within 90 days of becoming eligible for
Medicaid. If you are no longer entitled to Medicaid, your suspended Medicare Supplement policy (or, if that
is no longer available, a substantially equivalent policy) will be reinstituted if requested within 90 days of
losing Medicaid eligibility.
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5. If you are eligible for, and have enrolled in a Medicare Supplement policy by reason of disability and you
later become covered by an employer or union-based group health plan, the benets and premiums
under your Medicare Supplement policy can be suspended, if requested, while you are covered under the
employer or union-based group health plan. If you suspend your Medicare Supplement policy under these
circumstances, and later lose your employer or union-based group health plan, your suspended Medicare
Supplement policy (or, if that is no longer available, a substantially equivalent policy) will be reinstituted if
requested within 90 days of losing your employer or union-based group health plan.
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6. Counseling services may be available in your state to provide advice concerning your purchase of a
Medicare Supplement Insurance Plan and concerning medical assistance through the state Medicaid
program, including benets as a Qualied Medicare Beneciary (QMB) and a Specied Low-Income
Medicare Beneciary (SLMB).
For information on Medicaid eligibility, call your local Social Security oce. For questions on Medicare
Supplement Insurance Plans, call 1-800-MEDICARE (1-800-633-4227).
7.
Under Illinois Senate Bill 147, if you are between the ages of 65 and 75 and have enrolled in a Medicare
Supplement policy, you are entitled to an annual open enrollment period lasting 45 days starting with your
birthday. During this time, you will be able to purchase a BCBSIL Medicare Supplement policy that oers
benets equal to or lesser than those provided by your previous coverage. This policy cannot be denied or
conditioned, nor discriminate in the pricing of coverage because of health status, claims experience, receipt
of health care, or a medical condition of the individual. Purchasing a new Medicare Supplement policy will
require reapplying within the 45 day window.
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If the Medicare Supplement policy provided coverage for outpatient prescription drugs and you enrolled in Medicare
Part D while your policy was suspended, the reinstituted policy will not have outpatient prescription drug coverage, but
will otherwise be substantially equivalent to your coverage before the date of the suspension.
Questions?
Call us at our Customer Service toll-free number 877-384-9297,
call your insurance agent at the number listed on page 8, or visit
www.bcbsil.com.