A guest in your home trips and
One of your tenants starts a fire
falls. She injures her neck and that spreads to somebody else's
arms and can't work for a month. home. You're liable for $400,000
Treatment and lost wages add up in damages.
to $550,000 .
While driving through traffic, you
Your young driver glances down at
get into a multi-car accident. their phone, swerves, and crashes
You're found at fault. Damages to into another car. Injuries to the
several vehicles total $750,000. other driver cost $800,000.
Umbrella insurance: peace of mind for a low price
®
• Injuries to other people if you're at fault.
• Damage to other people's property.
• Injuries or damage caused by your renters,
if you're a landlord.
• Certain lawsuits, like slander and
defamation.
• It may cost less than you think. You could
get $1 million in additional coverage for as
little as 25 cents a day.
• Without an umbrella policy, you could
lose your home and savings if you're
involved in a major claim.
• Liability claims are often expensive. You
might have to work for years to pay one
off.
• Lawsuits can happen to anybody. You can
be sued even if you're not wealthy or at
fault.
Your dog bites a jogger who's
passing by your house. She sues
you for $650,000.
Your car skids on a patch of ice
and crashes into a car in the other
lane. You're responsible for
$900,000 in injuries and damages.
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• An umbrella policy can add $1 million*
in coverage to several policies-and cost
less than raising the limits on other poli
cies individually.
• Umbrella insurance can cover situa
tions, like slander or libel lawsuits, that
your other policies may not.
• An umbrella policy can cover the cost
of your legal defense in case of a liability
lawsuit.
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