7
Particulars (Rs Mn)
FY20 FY19 YoY % Q4 FY20 Q4 FY19 YOY % Q3 FY20 QOQ %
Closing AUM (Rs Bn)
252 194 29.8% 252 194 29.8% 241 4.7%
Income from Operations
54,653.2 41,795.1 30.8% 16,053.2 11,480.5 39.8% 13,990.2 14.7%
Finance expenses
18,322.3 13,449.4 36.2% 5,808.0 3,792.9 53.1% 4,465.4 30.1%
Net interest income
36,330.9 28,345.7 28.2% 10,245.2 7,687.6 33.3% 9,524.8 7.6%
Employee expenses
8,301.3 7,201.1 15.3% 2,173.3 1,930.5 12.6% 2,122.8 2.4%
Other operating expenses
6,439.2 6,656.7 -3.3% 1,633.3 1,704.4 -4.2% 1,619.5 0.9%
Pre provision profit
21,590.4 14,487.9 49.0% 6,438.6 4,052.6 58.9% 5,782.5 11.3%
Provisions/Bad debts
2,376.1 547.3 334.1% 1,226.2 143.2 756.5% 491.2 149.6%
Other Income
858.7 625.2 37.3% 128.3 184.6 -30.5% 152.3 -15.8%
Profit before Tax
20,073.0 14,565.8 37.8% 5,340.7 4,094.1 30.4% 5,443.6 -1.9%
Tax
5,269.9 5,080.4 3.7% 1,358.7 1,320.2 2.9% 1,421.3 -4.4%
PAT before OCI
14,803.1 9,485.4 56.1% 3,982.0 2,773.9 43.6% 4,022.3 -1.0%
Other Comprehensive Income
(60.0) (25.3) 137.2% (22.7) (12.9) 76.3% (12.3) 84.6%
Total Comprehensive Income
14,743.1 9,460.1 55.8% 3,959.3 2,761.0 43.4% 4,010.0 -1.3%
Minority Interest
125.6 70.7 77.7% 32.3 14.7 119.3% 31.6 2.2%
PAT
14,617.5 9,389.4 55.7% 3,927.0 2,746.3 43.0% 3,978.4 -1.3%
Q4 FY20 RESULTS:
CONSOLIDATED PROFIT & LOSS STATEMENT