New Debit Account for All: MakeCents

eligible to MakeCents. Beginning October 1, any month that

you have automatic deposits of

at least $400 and a minimum

of 12 debit card swipes of any

amount, you’ll automatically

earn a nickel for every debit

card swipe. Rewards will

be posted to your account

monthly.

Still want to receive paper

statements or don’t use a debit card? Don’t worry, your

account will continue to provide the same great service and

benefits that it always did.

Don’t always use your debit card 12 times a month? No

problem, you’ll get rewards any month that you do.

Don’t have a checking account with us yet? It’s quick and

easy to open one. Call or stop by our office or use the Account

Opening Form located in Online Banking.

FALL 2022

New Debit Account for All: MakeCents

University of Nebraska Federal Credit Union

Blue & Gold in Kearney, Nebraska

We’ve added a new feature to our checking account

and have renamed the account MakeCents. Now account

holders can earn five cents each time they use their debit

card. The account will continue to be free with no fees

and no minimum balance requirements and you’ll earn

interest on balances of $1,000 or more.

While other financial institutions may only reward you

for leaving money sit in your account and charge you fees

for using it, at NUFCU, we reward members for using

their account. Because that just MakesCents.

Buy gas, earn a nickel

Buy coffee, earn a nickel

Go out for lunch, earn a nickel

Buy new shoes, earn a nickel

Swing by the store for milk, earn a nickel

Noe Named Finalist for a 2022 Inspire Award in Philanthropy

Dena Noe, VP of Member Experience

and a10-year member of the credit

union staff is a finalist for a 2022 Inspire

Award in Philanthropy.

Inspire began as an awards

ceremony to celebrate the achievements

of women in Lincoln, Nebraska. Since

then, it has grown into an entire

community with regular events, blogs and videos to

connect women leaders and their supporters throughout

the community.

There are 10 award categories. This year just over 200

exceptional women were nominated. After a review of the

nominations each category was narrowed down to five

finalists.

Noe was nominated for her work with the Great Plains

Trails Network where she added electronic donations to the

website, chairs the annual fundraiser Trail Trek, and helped

introduce a new fundraising event Trail-A-Thon in 2020. Noe

is also a sports director for the Cornhusker State Games and

serves on the Lancaster County Extension Board.

If you already have a checking account with us and

you have opted out of paper statements your account is

FALL 2022

The annual Credit Unions for Higher Education

Scholarship Contest rules and guidelines will be availble

November 1, 2022. If you are a high school senior or a full

or part-time college or trade school student for the 2023-24

academic year and you have a share account with your name

as the primary member at NUFCU or another participating

Lincoln credit union, you are invited to enter.

Three winners will be chosen. The first place winner will

receive $2500, second place $1250 and third place $500.

Entrants will submit a research paper with a maximum of

500 words by January 31, 2023.

Watch our website for all the information on this great

opportunity. This contest is sponsored by the Lincoln Chapter

of Credit Unions and funded by participating Lincoln credit

unions.

Three Scholarships

Available for CU Members

Meet Sarah Hickman,

HR & Training Manager

The credit union is pleased to introduce

Sarah Hickman, who recently joined our

team as our Human Resources and Training

Manager.

“Sarah brings with her a wealth of

knowledge in her field gained through her

education and past work experience. Her

expertise makes her a tremendous asset

to our staff and to our organization, and we are delighted to

have her on our team,” said Keith Kauffeld.

Sarah earned her BA from Nebraska Wesleyan University

and a MS in Strategic Human Resources Management from

Bellevue University. She also holds a SHRM-CP certification

and has more than 16 years’ experience working in Fortune

500 organizations, not-for-profits, mutual-companies, state

agencies and venture-backed start-ups. She has a diverse

background of human resource roles in a variety of industries.

Sarah notes, “I’m elated to have joined the University of

Nebraska Credit Union as the Human Resources & Training

Manager. In this role I look forward to supporting the credit

union’s staff, members and mission to deliver impactful HR

and training solutions.”

In her spare time, Sarah enjoys spending time with her two

dogs, Ralphie a Goldendoodle, and Ronne, a Sheepadoodle,

as well as her human friends, family and fiancé, JD.

Her hobbies, include outdoor activities like hiking, kayaking,

biking and taking her dogs for adventures. She also confesses

to enjoying true-crime, celebrity gossip and Poshmark. Her

bucket list includes many travel and live-music related items.

PRESIDENT’S

CORNER

Each quarter visit the President’s Corner to ﬁnd

out the latest credit union news. President Keith

Kauﬀeld will provide information he feels is relevant

to the credit union membership.

I See A Bright Future

Though markets are down and inflation is

high, there is reason to have hope. It appears

the recession we’re presently in will not be a

hard recession and will not last long. While

interest rates have moved up significantly this

year, financing a vehicle remains reasonable and

historically less expensive than many past periods.

And while the national average credit card interest

rate now tops 20%, we still offer credit cards with

no annual fee, no balance transfer fee, and no

cash advance fee, with an interest rate less than

half the national average. If you carry any credit

card balance, why would you not cut the interest

rate in half or more?

In addition to saving you money on loans, we’re

also introducing a new program giving you money

back every time you use our debit card. When you

make purchases with our debit card the credit

union receives interchange income. By giving you

some of what we earn on every purchase, our goal

is to incentivize you to use our card more often.

It costs you nothing, it puts money back in your

pocket, and it promotes the cooperative nature of

our credit union, all while you receive great service

from our member-focused staff.

Other plans for later this year and 2023 include

upgrades to our mobile banking app such as

integrated card controls and easier ways to send

and receive money and pay bills.

As a financial cooperative, we exist to promote

thrift within and among the members of the

cooperative. Partnering with us is partnering

with a cooperative that places people ahead of

profits. Please call us if you have any thoughts or

questions as a few minutes of your time might

be worth hundreds or thousands of dollars. If

you’d like to talk with me, please call me at 402-

472-6915 or email me at [email protected]. I

welcome the conversation.

www.nufcu.org

402.472.2087

Star City Stocking Stuﬀers

Holiday Happenings

at NUFCU

Help us collect unwrapped toys, gifts, and other

contributions for local children of low income families.

Drop oﬀ your donations at either Lincoln branch

location, November 7 thru December 8. Watch for

more information about our giving tree in Kearney.

Treat your little loved ones to a personalized letter

from Santa. Beginning on Tuesday, October 11, you

may request a personalized letter from Santa to your

children, grandchildren, or any child for $3.00 each.

All proceeds beneﬁt Children’s Miracle Network.

Visit us to complete a form at either Lincoln location,

Kearney location, or online at www.nufcu.org/

santaletters. Completed letter request forms need to

be turned in by November 15.

Letters from Santa

Fall Events Back After

Pandemic and We Love It!

The credit union was back on campus this fall with

Blue & Gold in Kearney, New Graduate Student

Welcome, and New Faculty Orientation in Lincoln.

The Annual Member Appreciation Cookout was back

to prepandemic levels serving almost 400 members

in Lincoln.

Member Cookout in Lincoln. Pictured L-R: Keith

Kauffeld, Jackson Ostergaard, Pam Lanin

Blue & Gold in Kearney. Spencer

Leiting and Abbi Ott help students

win prizes with our bean bag toss.

Matt McArdle, IT Guy and Master

Griller!

Below is the schedule for our fall Lunch & Learn series. All

seminars will take place at the Downtown Lincoln location

and start at 12:00 noon. Lunch will be provided for those

attending in person. We will also have Zoom available for

those who wish to attend virtually. Kindly RSVP by calling

402-472-2087 or online at nufcu.org/seminars. The link for

the Zoom presentation will be emailed a week before the

seminar.

Will You Be Ready? - Thursday, October 27

Attorney Jennifer Tricker will cover:

• Estate planning

• Probate - should you avoid it?

• Trusts vs. Wills

LUNCH

‘N

LEARN

Retire Wisely - Thursday, November 3

A ﬁnancial planner will cover these topics:

• Developing a retirement strategy

• Understanding the options associated with Social Security

• Understanding the options associated with Medicare

• Learning about the options to help minimize the risk of

outliving your savings

Ofc. Jason Hellmuth, LPD and Dena Noe, VP of Member

Experience, will present on:

• Fraud vs. ID Theft

• Scams

• ID Theft Tips

ID Theft - Wednesday, November 16

1720 P Street, Lincoln, NE 68508

Events & Seminars

Lincoln

1720 P Street

301 N 52nd Street

Lobby Hours:

8:30-5:00 Monday-Friday

Drive up:

8:30-5:00 Monday-Friday

9:00-12:00 noon Saturday (East Only)

Kearney

208 W. 29th Street, Ste. C

Lobby Hours:

9:00-5:00 Monday - Friday

Drive up:

8:00-5:00 Monday-Thursday

8:00-5:30 Friday

Closed Holidays

find us online at www.nufcu.org or follow us on

International Credit Union Day

Thursday, October20 | Event information coming

soon. Details will be announced on the website and

through email.

Monday, October 10, 2022

Columbus Day/Indigenous Peoples’

Day

Friday, November 11, 2022

Veterans Day

Thursday, November 24, 2022

Thanksgiving

Monday, December 26, 2022

Christmas observed

Monday, January 2, 2023

New Year’s Day observed

Please see page 3 for Fall Seminar Series.

SimpLify & Save

With a Low-rate Visa® Credit Card

Relax and give yourself a break! Save time and

money when you pay oﬀ your high rate credit

cards with a University of Nebraska FCU Visa

credit card. With an interest rate that is less

than half of the national average, the savings

can really add up. Apply today at nufcu.org/

nufcu-visa-credit-card.