Dalisha D. Herring, Ph.D., CFP
®
Florida State University | College of Business |Tallahassee, FL
dherring@business.fsu.edu | www.linkedin.com/in/dalishaherring
Education
Ph.D., Personal Financial Planning, University of Missouri, Columbia, MO December 2019
Minor: College Teaching
Major Advisor: Dr. Deanna L. Sharpe
Dissertation: Effect of Gender and Generation on Objective and Subjective Retirement Income
Adequacy at Three Points in Time
M.B.A., Florida State University, Tallahassee, FL 2008
Certificate, Florida Graduate Trust School, Florida Bankers Association 2007
B.S., Human Environmental Sciences, The University of Alabama, Tuscaloosa, AL 1998
Major: Consumer Sciences
Emphasis: Family Financial Planning & Counseling
Academic Experience
Florida State University, Tallahassee, FL August 2020 – Present
Finance Department, College of Business
Assistant Lecturer
FIN 3140: Personal Finance
FIN 4934: Senior Seminar in Finance: Estate Planning
RMI 4135: Employee Benefits
College for Financial Planning, Denver, CO January – July 2020
Master of Science program in Personal Financial Planning
Instructor
PFPL 560: Pre-Retirement Financial Planning Topics
The University of Alabama, Tuscaloosa, AL 2012 – 2020
Department of Consumer Sciences, College of Human Environmental Sciences
Adjunct Instructor
CSM 204: Introduction to Personal Financial Planning (traditional & online)
CSM 400: Personal Insurance Planning & Management (online)
CSM 404: Personal Investment Planning & Management (online)
CSM 420: Personal Estate Planning (online*)
*Completed overhaul of online course, including new lecture videos and assignments.
CSM 454: Personal Income Tax Management & Planning (online)
Dalisha D. Herring, Ph.D., CFP
®
2
Stephens College, Columbia, MO
School of Humanities and Sciences
Adjunct Instructor
BUS 205: Personal & Family Finance (online) Summer 2019 & 2020
University of Missouri, Columbia, MO
Department of Personal Financial Planning, College of Human Environmental Sciences
Graduate Assistant
Supervisor: Frances C. Lawrence, PhD, 2017 – 2019
Professor, Chair, & CFP Board-Registered Program Director
Highly involved with CFP Board-Registered Program renewal process
Graduate Research Assistant
Supervisor: Deanna L. Sharpe, PhD Fall 2016
Guest Lecturer
FINPLN 4393/7393: Personal Financial Planning: Estate & Gift Planning Spring 2018 & 2019
“Trusts in Estate Planning”
FINPLN 4387/7387: Consumer and Household Economics Spring 2018
“Revealed Preference” and “Intertemporal Budget Constraint”
Graduate Teaching Assistant 2014 –2015
FINPLN 2183/7183: Personal and Family Finance
FINPLN 4383/7383: Personal Financial Planning: Investments
FINPLN 4187/7187: Personal Financial Planning: Tax Planning
FINPLN 4389/7389: Personal Financial Planning: Capstone
Columbia College, Columbia, MO
School of Business Administration
Guest Lecturer Spring 2019
FINC 410: Sports Finance
“Effect of Collegiate Athletics on Economic Development”
Adjunct Instructor Fall 2016
MGMT 150: Introduction to Business (2 sections, traditional classroom)
Refereed Publications
Dorn, M., Sharpe, D. L., & Dickey, G, Herring, D. D. (2017). Understanding the determinants of a long-
term care insurance purchase. Journal of Financial Planning, 30(11), 38-46.
Manuscripts in Progress
Herring, D. Generational and gender differences in objective retirement income adequacy
Herring, D. Generational and gender differences in subjective retirement income adequacy
Herring, D., & Sharpe, D. Effect of military service on Generation X retirement income expectations in
the post-Great Recession economy
Dalisha D. Herring, Ph.D., CFP
®
3
Refereed Presentations
Herring, D., Sharpe, D. L., & Hermsen, J. (May 2020). “Generational and Gender Differences in
Objective Retirement Income Adequacy.” American Council on Consumer Interests Annual
Conference.
Herring, D., Sharpe, D. L., & Hermsen, J. (May 2020). “What Factors Effect Generational and Gender
Differences in Subjective Retirement Income Adequacy.” American Council on Consumer
Interests Annual Conference.
Herring, D., & Sharpe, D. (May 2019). “Post-Great Recession effect of Military Service on Generation X
Retirement Income Expectations.” American Council on Consumer Interests Annual Conference,
Arlington, VA.
Herring, D. & Sharpe, D. (February 2019). “Post-Great Recession Effect of Military Service on
Generation X Retirement Income Expectations.” Doctoral Seminar at the CFP Board Academic
Research Colloquium, Arlington, VA.
Yao, Z., Herring, D., & Rabbani, A. (October 2018). “Risk Tolerance Profile of Cash Value Life
Insurance Owners.” Academy of Financial Services Annual Conference, Chicago, IL.
Crawford, C., Lawrence, F., & Herring, D. (May 2018). “Retirement Planning: Boosting Wellbeing by
Combining Financial and Positive Psychology Research and Best Practices.” American Council
on Consumer Interests Annual Conference, Clearwater Beach, FL.
Herring, D. & Sharpe, D. (October 2017). “Effect of Military Service on Generation X Retirement
Income Expectations: Insights from the 2013 Survey of Consumer Finances.” Academy of
Financial Services Annual Meeting, Nashville, Tennessee.
Herring, D. & Sharpe, D. (June 2016). “Generation X Retirement Confidence.” American Council on
Consumer Interests Annual Conference, Arlington, VA.
Dorn, M., Herring, D., & Dickey, G. (October 2015). “Determinants for Long Term Care Insurance
Purchase.” Academy of Financial Services Annual Meeting, Orlando, FL.
Media
Herring, D. (2018). Best first credit cards: Ask the experts. WalletHub. Retrieved from
https://wallethub.com/credit-cards/first/#expert=Dalisha_D._Herring
.
Campus and Community Presentations
Herring, D. (2021). “Personal Finance for Life in the Real World.” Alpha Chi Omega, Florida State
University; Kappa Kappa Gamma, University of Missouri; Sigma Phi Epsilon, Florida State
University.
Herring, D. (2020). “Personal Finance for Life” Sigma Phi Epsilon, Florida State University.
Herring, D. (2020). “I got a job! Now what?” Sigma Phi Epsilon, Florida State University.
Herring, D. (2019). “Creating a Spending & Saving Plan.” Memorial Baptist Church, Columbia, MO.
Herring, D. (2019). “Creating a Spending & Saving Plan.” Habitat for Humanity of St. Louis. Pro Bono
workshop offered through Financial Planning Association of Greater St. Louis.
Herring, D. (2016). “I got a job! Now what?” University of Missouri Women’s Leadership Conference.
Herring, D. (2014). “Women, negotiate for all you’re worth!” University of Missouri Women’s
Leadership Conference.
Herring, D. (2014). “Understanding your credit.” Eta Chi Chapter of Sigma Sigma Sigma Sorority.
Dalisha D. Herring, Ph.D., CFP
®
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Herring, D. (2013). “Conquering Credit.” Letter Leaders Enrichment Program, Alpha Gamma Chapter of
Delta Zeta Sorority.
Academic Service
2020 – 2021 Presentation Proposal Reviewer, American Council on Consumer Interests
2019 – 2021 Student Scholarship Committee, American Council on Consumer Interests
2018 – 2019 Assistant Director of Fundraising, Graduate Professional Council, University of Missouri
2015 – 2019 Finance Committee, Graduate Professional Council, University of Missouri
2018 Search Committee, Parking & Transportation Field Operations Manager, University of
Missouri
2018 4H Camp Task Force, College of Human Environmental Sciences, University of
Missouri
2017 – 2019 Founding President, Human Environmental Sciences Doctoral Student Association,
University of Missouri
2017 – 2019 Graduate Student Liaison, Administrative Staff Council, College of Human
Environmental Sciences, University of Missouri
2017 – 2019 Graduate Student Representative, Parking & Transportation Committee, University of
Missouri
2015 – 2019 Personal Financial Planning Department Representative, Graduate Professional Council,
University of Missouri
2015 – 2017 Graduate Student Representative, Student Conduct Committee, University of Missouri
Professional Memberships
Tallahassee Regional Estate Planning Council 2003 – 2009; 2020 – Present
Financial Planning Association of North Florida 2020 – Present
Financial Management Association 2019 – Present
Academy of Financial Services 2014 – Present
American Council on Consumer Interests 2014 – Present
Leadership Tallahassee, Class 26 2008 – Present
Mid Missouri Estate Planning Council 2017 – 2020
Financial Planning Association of Greater St. Louis, Pro Bono Committee 2013 – 2020
Community Service
Pace Center for Girls, Leon, Board of Directors 2021 – Present
Delta Zeta Foundation, Advisory Committee 2021 – Present
Tallahassee Area Alumnae Chapter of Delta Zeta Sorority, President 2021 – Present
Columbia/Mid-Missouri Alumnae Chapter of Delta Zeta Sorority, President 2014 – 2020
Scholarship, Grants, & Awards
2019 Edward Metzen Fellowship, College of Human Environmental Sciences, University of Missouri
2019 Louise Young Doctoral Fellowship, College of Human Environmental Sciences, University of
Missouri
2019 Excellence in Student Leadership Award, Graduate Professional Council, University of Missouri
Dalisha D. Herring, Ph.D., CFP
®
5
2019 Third Place, Social Science (Quantitative) Category, Research and Creative Activities Forum,
Graduate Professional Council, University of Missouri
Herring, D., & Sharpe, D. Effect of Military Service on Generation X Retirement Income
Expectations in the Post-Great Recession Economy
2019 Invited Presenter, Doctoral Seminar at the Academic Research Colloquium for Financial Planning
& Related Disciplines, Arlington, VA (1 of 5 invited presenters)
2019 Presentation Travel Grant, Graduate Professional Council, University of Missouri
2019 Invited Participant, Missouri Governor’s Student Leadership Forum on Faith and Values
2018 James Deutsch and Smith Moore & Company Scholarship, College of Human Environmental
Sciences, University of Missouri
2018 Tribute to Women Honoree, Chancellor’s Committee on the Status of Women, University of
Missouri
2018 Outstanding General Assembly Member Award, Graduate Professional Council, University of
Missouri
2017 Arthur N. Caple Foundation Scholar Award, Arthur N. Caple Foundation, National Association
of Government Defined Contribution Plan Administrators
2017 Jean W. Cronan Graduate Scholarship, College of Human Environmental Sciences, University of
Missouri
2017 Presentation Travel Grant, Graduate Professional Council, University of Missouri
2016 Presentation Travel Grant, Graduate Professional Council, University of Missouri
2016 Conference Travel Award, American Council on Consumer Interests
2015 Presentation Travel Grant, Graduate School, University of Missouri
2015 Presentation Travel Grant, Graduate Professional Council, University of Missouri
2009 Outstanding Alumna Service Award, Southeast Area of Delta Zeta Sorority
2009 Panhellenic Advisor of the Year, Florida State University
2007 Fifth Third Graduate Scholarship, Delta Zeta Foundation
2006 Florida Bankers Educational Foundation Scholarship
1998 Outstanding Student in Consumer Sciences, College of Human Environmental Sciences, The
University of Alabama
1997 Delta Zeta-Frances Pickens Lewis Endowed Scholarship, The University of Alabama
1997 Josephine Turner Endowed Fund for Excellence Scholarship, The University of Alabama
Industry Experience
Capital City Trust Company, Tallahassee, FL 2003 – 2009
Trust Officer, Trust & Estate Administrator
Guardian Life Insurance Company, Birmingham, AL 2001 – 2002
Pension Sales Support Associate (internal wholesaler)
Espy Financial Services, Dothan, AL 2001
Marketing and Practice Manager
First Financial Group, Inc. / Lincoln Financial Advisors Birmingham, AL 1998 – 2000
Paraplanner and Broker Assistant
