PURCHASING CARD PROGRAM
POLICIES AND PROCEDURES
USER MANUAL
Table of Contents
THE PURCHASING CARD
BENEFITS OF THE PURCHASING CARD
EXAMPLES OF ALLOWABLE / NON-ALLOWABLE CHARGES
GENERAL POLICIES AND PROCEDURES
PARTIES INVOLVED
CARDHOLDER RESPONSIBILITIES
LIAISON RESPONSIBILITIES
PURCHASING CARD ADMINISTRATOR RESPONSIBILITIES
CARDHOLDER ELIGIBILITY
CARDHOLDER LIABILITY
CARDHOLDER TERMINATION
LOST, MISPLACED OR STOLEN PURCHASING CARDS
SPENDING CONTROLS
DECLINES
EMERGENCY TRANSACTIONS
CREDITS/REBATES
UNRESOLVED DISPUTES AND BILLING ERRORS
SECURITY AND STORAGE
PURCHASING CARD SET UP, MAINTENANCE AND CLOSURE
RECONCILIATION, APPROVAL AND ALLOCATION OF BILLING
AUDIT
GENERAL PROCEDURES OF P-CARD RENEWAL
MERCHANT CATEGORY CODE (MCC) BLOCKING
INTRODUCTION – Updated February 2022
Welcome to the University of South Carolina Purchasing Card (P-Card) Program. University of
South Carolina participates in this program as an agency of the State of South Carolina. The
program is designed to help you better manage low-dollar supply purchases and bring many
benefits to you, the University, and vendors.
The success of the Purchasing Card Program and its continuing use depends on your
participation and cooperation. Please be sure to read and follow the program guidelines as
specified within this manual.
THE PURCHASING CARD:
1. The Purchasing Card is a Visa credit card issued by Bank of America. It is a fast, flexible
purchasing tool which offers an alternative to the existing purchasing processes and
provides an extremely efficient and effective method for purchasing and paying for
supplies, selected contractual services, memberships/fees and dues (with appropriate
signature authority) with a total value of $4,999.99 or less. The card is to be used only
for official University of South Carolina purchases.
2. The Purchasing Card will enable cardholders to purchase non-restricted commodities in
person, by telephone or by internet directly from vendors. It also eliminates the need
for issuing low dollar purchase orders, many blanket purchase orders and minimizes the
use of check requests.
3. The Purchasing Card will be issued in the employee's name with the State of South
Carolina emblem, the wording "For Official Use Only" and the "University of South
Carolina" clearly indicated on the card.
BENEFITS OF THE PURCHASING CARD:
1. Cardholders - Able to obtain supplies directly from vendors without using a purchase
order. This streamlines the purchasing process and can help improve turnaround time
on receipt of your order. It significantly reduces the workload and processing costs
related to the purchase and payment of supplies.
2. University of South Carolina- The Purchasing Card program provides a cost-efficient,
alternative method for purchasing low-dollar supplies. Built-in card features make the
program easy to control and manage and reduces processing costs at all levels by
reducing the number of requisitions, purchase orders, invoices and checks. The
Purchasing Card enables all departments to focus on higher yield value added activities.
3. Vendors - The Purchasing Card is welcomed by vendors who accept VISA. Once accepted
for business purchases, vendors must send invoices, receipts, etc. directly to the
departments of the University of South Carolina.
ALLOWABLE / NON-ALLOWABLE CHARGES
Here is a partial list of possible items and services which can/cannot be charged to the University Purchasing Card.
ALLOWABLE
NON-ALLOWABLE
Office supplies expenses during travel
Employee travel expenses to include lodging and
transportation, Student Travel
Local Conference/Registration Fees (that do not
involve travel or food) virtual conferences, webinars
Conference Registration fees involving travel
Express Deliveries/Shipping
Postage (stamps)
Membership Dues in compliance with University policy
Entertainment, Business Meals
Professional Subscriptions in compliance with
University policy
Gifts, gift certificates, gift cards, cash advances, calling
cards, pre-paid cards, promotional supplies, incentives
Books for instruction
Breakroom Supplies - Microwaves, Refrigerators,
Utensils, Food containers. Employee functions
examples: food for consumption by state employees –
food for staff meetings
Cellular and Wireless Telephones and Devices in
compliance with University policy (written justification
from department head/dean/chair required)
Telephone calling cards or additional minutes for
calling cards
Office Supplies
Split Purchases – cumulatively exceeds the total value
single transaction limit of $4,999.99
Utilities
Holiday, Birthday or Sympathy Cards, Stationary
Repairs
Holiday ornaments or decorations
Maintenance Supplies -Ace, Lowe's, Home Depot
Sporting and Entertainment Events
Verbal and internet ordering methods
Gasoline, Petroleum
Lab Supplies
Personal purchases of any kind
Credits must be returned to cards (cash is
unacceptable)
Vendors with a blocked MCC (merchant category
code)
Statewide term contract vendors, locally owned
businesses, women owned and small minority
businesses
Inter-departmental purchases
GENERAL POLICIES AND PROCEDURES
1.
Purchasing Cards will only be issued to individuals, in the individual's name, (there are
no departmental cards).
2.
Only one Purchasing Card may be issued to an individual.
3.
Purchasing Cards will not be transferable between individuals.
4.
The Cardholder must be an employee of the University of South Carolina.
5.
Purchasing Cards will be available to employees on all campuses.
6.
The Purchasing Card prohibits the use of purchasing food and other items for personal
consumption.
7.
A default account and object code will be assigned to each Purchasing Card.
8.
Each department may have up to two department liaisons.
9.
Cardholders will be linked to their department by their default account code.
10.
Department Liaisons will be responsible for all Cardholders listed in their department.
11.
Department Liaison may be a liaison for him/herself, but all card transactions must be
approved by the department head.
12.
The Purchasing Card Administrator resides in the Purchasing Department.
13.
The employee's Department Head must approve the request for a card, assign the
default account and object code, assign department liaisons and submit this information
to the Purchasing Card Administrator.
14.
The employee's department head must provide notification to the Purchasing Card
Administrator once a change in department liaisons occur.
15.
The Department Head approval delegates transaction authority to the Cardholder.
16.
Bank of America is paid once a month.
17.
Departments (cardholder, liaison and department head) are responsible for assuring the
accuracy of credit card charges.
PARTIES INVOLVED
•
Agency - the University of South Carolina arranges with the card issuer, Bank of
America, for the issuance of purchasing cards to designated employees and agrees to
accept liability for the employees' use of the cards.
•
Cardholder - an employee of the University of South Carolina who is approved by
his/her department head to use the Purchasing card to execute purchase transactions
on behalf of their department.
•
Card Issuer - Bank of America's services were contracted for/by the State of South
Carolina, to issue Visa Purchasing Cards to University of South Carolina employees, to
bill the University of South Carolina for all purchases made on the cards, and to collect
payment from the University of South Carolina on behalf of the vendors.
•
Department Head - University of South Carolina official must approve employee's
request for a Procurement card, assign department liaisons, designate default account
and object codes for purchases on the Purchasing Card, and submit applications to the
Purchasing Card Administrator. Department Head approval delegates transaction
authority to the Cardholder.
•
Department Liaison - an employee in each department/college responsible for proper
use of the Purchasing Card within their assigned unit(s). Each cardholder will be
assigned to department liaison(s) by means of their department ID# and the liaison
will be responsible for reviewing transactions of individual cardholders to make sure
the transactions are classified as an appropriate expense.
•
Purchasing Card Administrator - the central coordinator located in the Purchasing
department who coordinates the Purchasing Card Program and acts as an intermediary
in correspondence with the card issuer.
•
Vendor - the merchant from whom a cardholder is making a purchase.
CARDHOLDER RESPONSIBILITIES
The Cardholder must only use the Purchasing Card for legitimate business purposes. The
Purchasing Card may not be used for food, travel, registration fees (that involve food and/or
travel), entertainment, cash (gift cards, incentives and postage (stamps) are not allowed) and
other categories as included in the Blocked Merchant Category Code list included in these
policies and procedures. Misuse of the card will subject the Cardholder to disciplinary action
in accordance with University of South Carolina Policies and Procedures relating to disciplinary
action and termination for cause. The Cardholder responsibilities and procedures include:
• Ensuring the purchasing card is used only for legitimate business purposes.
• Maintaining the purchasing card in a safe, secure location.
• Ensuring the Purchasing Card is only used by the approved cardholder. Use by
anyone other than the cardholder is strictly prohibited.
• Adhering to the purchase limits and restrictions of the Purchasing Card and ensure the
total transaction amount of any single transaction does not exceed $4,999.99 inclusive
of shipping/handling, taxes, and any other applicable fees.
• Obtaining all back up documentation for the p-card to include sales slips, register
receipts, and/or Purchasing Cards slips and timely provide information for
reconciliation and allocation of transactions in the Peoplesoft application.
• Electronically approving and signing monthly expense report in Peoplesoft. The approval
certifies the purchase meets the University guidelines for payment approval. Approvals
should be completed within thirty (30) days after the end of the billing cycle.
• Timely notifying Department Liaison if the default account and/or object code should be
changed on a transaction.
• Attempting to resolve any disputes with vendor and/or Bank of America within sixty (60)
days of the posting date. Note: 60-day period for resolution of disputes.
• Ensuring an appropriate credit for the reported disputed items(s) or billing error
appears on a subsequent Cardholder's Statement.
• Not accepting cash in lieu of credit to the Purchasing Card account.
• Immediately reporting a lost or stolen card to Bank of America at 1-888-449-2273 (24
hours a day, 365 days a year).
• Immediately notifying Department Liaison and/or Purchasing Card Administrator of a lost
or stolen Purchasing Card at the first opportunity during business hours.
• Returning the Purchasing Card to Department Liaison upon terminating employment
with UofSC. If transferring to a different department, contact the Purchasing Card
Administrator to coordinate the change and provide instructions for retaining the
Purchasing Card.
LIAISON RESPONSIBILITIES
Each Department Head may designate a maximum of two Department Liaisons for each
department. A Department Liaison may also be the liaison for his/her own card. If the
department liaison(s) is also a Purchasing Cardholder, it will be the responsibility of the liaison
to have the monthly charges incurred on his/her purchasing card reviewed by the department
head in Peoplesoft. The liaison responsibilities and procedures include:
• Attending all required training sessions.
•
Viewing vendor receipts from Cardholders and reconciles to Bank of America
billing statement.
•
Verifying itemized receipts for audit by internal and external auditors.
•
Reviewing and approving expense reports in PeopleSoft.
•
Approving and/or updating account and/or object codes and cost-sharing information
on electronic billing distribution of individual Cardholder account within the specified
deadline using PeopleSoft Expense Report Module.
•
Identifying and updating transactions that require the submission of use tax and/or
account changes using Peoplesoft, My Wallet.
•
Perform documented monthly reviews of all transactions for assigned Cardholders
to verify that there have been no non-allowable transactions.
o
i.e., no prohibited transactions, no split transactions, purchases are made
from contract vendors when available, no deliveries to other than the
business address(s), no blocked MCCs, etc.
•
Creating a journal entry to correct the necessary charges that require a change in
account code, fund, class or cost share. Journal entries should be submitted directly to
the UofSC Controller’s Office.
•
Notifying Purchasing Card Administrator of default account chartfield information
changes for individual cards as needed.
•
Notifying Purchasing Card Administrator of lost or stolen cards.
•
Sending immediate request to Purchasing Card Administrator to cancel a Cardholder's
card e.g. (terminated employees, loss of purchasing card privileges) as approved by the
Department Head. Collecting cards from Cardholders, cutting the card in half and
forwarding to Purchasing along with the Card Cancellation Form. This includes when
cardholders transfer to jobs not requiring a P-Card.
PURCHASING CARD ADMINSTRATOR RESPONSIBILITIES
The Purchasing Card Administrator is responsible for the over-all Purchasing Card program.
Responsibilities include:
•
Providing a single point of contact with Bank of America for the University of South
Carolina Purchasing Card Program.
•
Utilizing Bank of America’s General Ledger System (WORKS) and PeopleSoft Expense
Module for expense reporting.
•
Reviewing department approved applications for completeness of required information.
•
Submitting completed applications to Bank of America for processing.
•
Training Department Liaisons and Cardholders before releasing Purchasing Cards.
•
Ensuring Cardholder sign the Purchasing Cardholder Agreement after training,
signifying agreement with the terms of the Purchasing Card Program.
•
Handling disputed charges/discrepancies not resolved by Cardholder or Department
Liaison.
•
Initiating change of Purchasing Card default accounting chartfield information upon
request of Department Liaison.
•
Securing revoked Purchasing Cards and submitting information to Bank of America.
•
Reviewing Bank of America's corporate monthly statement and preparing for
payment.
•
Reviewing usage of Purchasing Card data for appropriateness.
•
Analyzing purchasing card spend for management review.
CARDHOLDER ELIGIBILITY
The criteria to obtain a Purchasing Card is as follows:
•
Applicant must be a full-time employee of the University of South Carolina.
•
Applicant's request for a Purchasing Card must be approved by his/her Department
Head.
•
Employee must complete a pre-requisite exam and attend a training session
before he/she may be issued a Purchasing Card.
•
Each individual Cardholder must sign a Cardholder agreement and return to the
program administrator.
CARDHOLDER LIABILITY
The Purchasing Card is a corporate purchasing VISA charge card, which will not affect the
Cardholder's personal credit. However, it is the Cardholder's responsibility to ensure that the
card is used within stated guidelines of the Purchasing Card Cardholder Manual as well as
University of South Carolina Policies and Procedures relating to the expenditure of University of
South Carolina funds. Failure to comply with program guidelines may result in permanent
revocation of the card, notification of the situation to management, and further disciplinary
measures that may include termination.
CARDHOLDER TERMINATION
The Purchasing Card Administrator is required to close an account if a Cardholder:
1. Moves to a new job on campus in which a Purchasing Card is not required.
2. Terminates University of South Carolina employment.
Any of the following reasons which will also subject Cardholder to disciplinary action in
accordance with University of South Carolina Policies and Procedures relating to
disciplinary action and termination for cause:
o
The Purchasing Card is used for personal or unauthorized purposes.
o
The Purchasing Card is used to purchase alcoholic beverages or any
substance, material, or service which violates policy, law or regulation
pertaining to the University of South Carolina.
o
The Cardholder allows the card to be used by another individual.
o
The Cardholder splits a purchase to circumvent the limitations of the South
Carolina Consolidated Procurement Code.
o
The Cardholder uses another Cardholder's card to circumvent the purchase
limit assigned to either Cardholder or the limitations of the South Carolina
Consolidated Procurement Code.
o
The Cardholder fails to provide Department Liaison with required receipts.
o
The Cardholder fails to provide, when requested, information about any
specific purchase.
o
The Cardholder does not adhere to all the Purchasing Card policies and
procedures.
LEGAL ISSUES
Failure to Comply with Laws, Policies and Procedures. Cardholders or
supervisors/approving officials who knowingly, or through willful neglect, fail to
comply may be subject to suspension or termination of card privileges or other
disciplinary action, up to and including termination of employment and criminal
prosecution to the fullest extent of the law.
LOST, MISPLACED OR STOLEN PURCHASING CARDS
Cardholders are required to immediately report any lost or stolen Purchasing Card to Bank of
America toll-free at 1-888-449-2273 (24 hours a day, 365 days a year). The Cardholder must
also immediately notify his/her Department Liaison and/or the Purchasing Card Administrator
about the lost or stolen card at the first opportunity during normal business hours.
SPENDING CONTROLS
The Purchasing Card is to be used only for the purchase of supplies. University of South
Carolina spending parameters for each Visa purchasing card issued is set at $4,999.99 to
include the shipping, sales/use tax and any other applicable fees per transaction with a
standard maximum of $10,000 per month per card. The University of South Carolina, through
the Purchasing Department, will adjust limits as determined by demonstrated need. All such
requests will be reviewed and approved by the Director of Purchasing. Requests for
cardholder increased monthly limits should have a minimum of six months Visa history and no
exceptions for the entire unit. Written justification from the department head/ dean/chair to
include time/date parameters must be submitted in writing to the Director of Purchasing for
approval. Cardholder spending limits must be reviewed at least annually to determine that
actual usage is consistent with spending limits.
DECLINES
Should the Purchasing Card be declined by a vendor, the Cardholder should immediately
contact the Purchasing Card Administrator for assistance. If purchase is being made outside
normal business hours, the employee must find an alternate payment method or terminate
the purchase and contact the Purchasing Card Administrator during normal business hours.
EMERGENCY TRANSACTIONS
Emergency transactions over $4,999.99 may not be handled with the Purchasing Card due to
State procurement regulations. For any transaction that does not meet the spending controls
assigned to the card, the Cardholder must contact the Purchasing Office for assistance.
CREDIT/REBATES
Vendors will issue all credits to the individual Purchasing Card account for any item they have
agreed to accept for return. This credit will appear on a subsequent statement. Under no
circumstances should a Cardholder accept cash in lieu of a credit to the Purchasing Card
account.
Rebates for University purchased supplies are the property of the University and must be
deposited back to the appropriate University account.
UNRESOLVED DISPUTES AND BILLING ERRORS
The Cardholder is responsible for contacting the vendor to resolve any disputed charges or
billing errors. If the matter is not resolved with the vendor, the Cardholder should:
•
Contact Bank of America by phone at 1-888-449-2273 directly.
•
Mail or fax to Bank of America at 1-888-678-6046 a signed Dispute Form to document
the reason for the dispute, if form is requested.
•
Contact the Purchasing Card Administrator for assistance if an acceptable resolution is
not obtained.
Note: The total amount billed by Bank of America will be charged to the individual department
accounts and credits for disputed transactions will be posted to department accounts when the
credit appears on the Bank of America billing. Cardholder has sixty (60) days from the posting
date to report to Bank of America.
SECURITY AND STORAGE
•
Purchasing Cards - The card should be maintained in a secure location and the card
account number should be carefully guarded. The only person entitled to use the card is
the person whose name appears on the face of the card. The Purchasing Card cannot
be used by another person for any reason.
•
Program Documentation - The Department Liaison assigned to each department unit
will review and audit the Cardholder's vendor itemized receipts, packing slips and any
other related documentation. All other documentation concerning the Purchasing
Card program will be maintained by the Purchasing Card Administrator located in the
Purchasing Department. This documentation includes, but is not limited to,
applications, Cardholder agreements, agency billing statements.
PURCHASING CARD SET UP, MAINTENANCE AND CLOSURE
All contact with Bank of America for card set up, maintenance and closure (except for reporting
lost or stolen cards) is handled by the Purchasing Card Administrator who is located in the
Purchasing Department (777-4115).
•
Card Set Up
o
University of South Carolina employee completes a Purchasing Card application
and submits to his/her Department Head for approval.
o
Department Head signature approval delegates transaction authority to the
Cardholder.
o
The approved application is forwarded to the Purchasing Department.
o
Purchasing Card Administrator reviews application for completeness and verifies
employment status.
o
The Purchasing Card Administrator will contact applicant to complete the pre-
requisite exam on Blackboard and conducts a training session with the Cardholder
prior to issuing the card.
o
Cardholder signs Cardholder Agreement signifying agreement with the terms of
the Purchasing Card program.
o
The program administrator submits application to Bank of America for
processing.
•
Card Maintenance
o
Purchasing Card Administrator will use all available tools of Bank of America's
General Ledger System (Works) and Peoplesoft Expense Reporting Module for the
maintenance of cards.
•
Closure
o
Lost or Stolen Cards - Cardholder must immediately report the lost/stolen card
to Bank of America at 1-888-449-2273. Cardholder must also notify the
Purchasing Card Administrator who will follow up with Bank of America if
replacement procurement card is not received.
PURCHASING CARD SET UP, MAINTENANCE AND CLOSURE – CONTINUED
o
Terminated Employees - Department Liaison is to secure Purchasing Cards from
terminated employees. The Department Liaison will immediately notify the
Purchasing Card Administrator of the termination. A request for closing the
Cardholder account will be submitted to Bank of America by the Purchasing Card
Administrator. All Purchasing Cards are to be returned to the Purchasing Card
Administrator.
o
Other Card Revokes/Closures - Purchasing Card Administrator will notify Bank of
America immediately of all revokes and closures.
o
Purchasing Cards will be reviewed in January of each year. Any card with no
activity for the previous 12-month period will be reviewed with the liaison prior
to cancellation due to inactivity.
RECONCILIATION, APPROVAL AND ALLOCATION OF BILLING
Receipt and Payment of Bank of America Billing
•
Bank of America will electronically bill the University of South Carolina within seven (7)
days after the close of the billing cycle on the 27th of each month.
•
Purchasing Card Administrator will prepare a wire transfer request and submit to
Accounting for payment to be issued to Bank of America. Wire transfer request will be
prepared within 5 days after receipt of the Bank of America bill and processed so that
payment will reach Bank of America no later than 25 calendar days after the close of the
billing cycle of the previous month.
•
Department Liaisons will identify transactions requiring payment of use tax.
•
Department Liaisons will be notified via e-mail each time a transaction is posted from
the Bank and allows for immediate reconciliation in lieu of waiting for the statement at
the end of the month to reconcile the charge.
•
Department Liaisons will assemble and retain Cardholders statements and receipts for
audit by internal and external auditors. Receipts for purchases made from Federal
funds must be maintained for 7 years and all other receipts for 3 years.
•
The total amount billed by Bank of America will be charged to the individual department
accounts and credits for disputed transactions will be posted to department accounts
when credit appears on the Bank of America billing.
•
Purchasing Card Administrator will reconcile the detailed electronic billing statement to
amount paid to Bank of America.
AUDIT
The University of South Carolina's internal control policies and procedures are as follows:
Cardholder will:
•
Upload vendor itemized receipts, invoice, packing slip, monthly statement and any
other additional supporting documentation to the expense report.
•
Provide Missing Receipt Affidavit Form to the expense report for those receipts
unable to obtain and or receive duplicate copies. Must also be signed by the
immediate supervisor. Repeated use of this method will subject Cardholder to loss of
privileges.
•
Indicate alternate cost center, object code, and/or cost share account code for
purchases to be charged if different than the default assigned to the Purchasing Card.
•
If the Cardholder is also the liaison, it is a requirement that the department head
approver also approve the transactions of the liaison in the PeopleSoft Expense
Module.
•
Reconciles the monthly statement with the expense report.
Department Liaison will:
•
Reconcile the Cardholder receipts to monthly statement.
•
Enter alternate cost center, object code, and/or cost share account code when
applicable.
•
Enter analytical for cost sharing to grants when applicable.
•
Identify transactions requiring the payment of use tax.
•
Retain all receipts and vouchers for audit by internal and external auditors. Receipts for
purchases paid from Federal funds are to be maintained for 7 years. All other receipts
to be maintained for three years.
•
Electronically approves the expense report in Peoplesoft.
Purchasing Card Administrator will:
•
Make periodic audits of procurement card use and charges for appropriateness through
the use of Bank of America’s WORKS on-line reporting system and PeopleSoft Expense
Reporting Module. Areas to be monitored include, but not limited to, compliance with
SC Consolidated Procurement Code, compliance with Purchasing Card regulations,
compliance with University of South Carolina regulations and sales and use tax charges.
Nonuse of card by Cardholders will also be monitored.
GENERAL PROCEDURES FOR P-CARD RENEWAL TESTING
A. Bank of America issues cards with a 5-year expiration date. All cardholders are
trained prior to receiving a procurement card. Upon expiration of the cards, all
cardholders will be required to complete an on-line refresher examination
before the new card can be activated.
B. Renewal cards are automatically mailed to cardholders. In order to remain
active, refresher training is required.
C. The test will be administered through the Blackboard software program
maintained by Division of Information Technology.
I. Procedure
A. The P-Card Administrator will receive a card status report.
B. The P-Card Administrator will verify the e-mail address and network userid.
C. A group distribution notification will be sent to all liaisons with cards expiring
within the next 30 calendar days, notifying the affected cardholders of their
impending expiration date.
D. Cardholders will receive a notice instructing them to complete an on-line test
using the Blackboard system prior to the expiration date.
E. Cardholders must take the test. If a cardholder does not take the test, the new
card will not be activated and will be subject to cancellation.
F. If a cardholder fails the test, the cardholder will be required to attend refresher
training with the P-Card Administrator and to re-take the test.
MERCHANT CATEGORY CODE (MCC) BLOCKING
The University of South Carolina has adopted the State of South Carolina's Blocked Merchant
Category Code List with some allowable adjustments. Transactions will be blocked at the point-
of-sale level at the types of vendors on the Blocked Merchant Category Code List attached to
these procedures.
BLOCKED MERCHANT CATEGORY CODES LISTING
3000 -
3299
Airlines
3501 -
3722
Hotels and Motels
4011 Railroads
4111
Local/Suburban Commuter Passenger Transportation, Including Ferries
4112
Passenger Railways
4121
Taxicabs/Limousines
4411 Steamship/Cruise Lines
4511
Airlines, Air Carriers (Not Elsewhere Classified)
4582 Airports, Flying Fields, Airport Terminals
4722 Travel Agencies
4723 TUI Travel
4761
Transportation/Travel-Related Arrangement Services-Mail or Telephone Order
(Excluding Travel Agencies)
4784 Toll and Bridge Fees
4789 Transportation Services (Not Elsewhere Classified)
4821
Telegraph Services
4829
Wire Transfer - Money Orders
5172
Petroleum & Petroleum Products
5271 Mobile Home Dealers
5309 Duty Free Stores
5541 Service Stations (with or without ancillary services)
5542 Automated Fuel Dispensers
5598
Snowmobile Dealers
5681
Furriers & Fur Shops
5812
Eating Places, Restaurants
5813
Drinking Places (Alcoholic Beverages) Bars, Taverns, Cocktail Lounges, Nightclubs,
Discotheques
5921
Package Stores - Beer, Wine & Liquor
5933
Pawn Shops
5960
Direct Marketing Insurance Svcs.
5962
Direct Marketing Travel-Related Arrangement Services
5963 Direct Selling Establishments/Door-to-Door Sales
5966 Outbound Telemarketing Merchant
5993 Cigar Stores & Stands
5997
Electric Razor Stores - Sales & Service
6010 Financial Institutions - Manual Cash Disbursements
6011
Financial Institutions - Automated Cash Disbursements
6012
Financial Institutions - Merchandise & Svcs.
6051
Non-Financial Institutions -- Foreign Currency, Money Orders ( not wire transfer),
and Travelers Cheques
6211
Security Brokers/Dealers
6300
Insurance Sales & Underwriting
6381
Insurance Premiums
6399 Insurance (Not Elsewhere Classified)
6611 Overpayments
6760 Savings Bonds
7011
Lodging _ Hotels, Motels, Resorts, Central Reservation Svcs., (Not Elsewhere
Classified)
7012 Timeshares
7230 Barber & Beauty Shops
7276 Tax Preparation Service
7277 Counseling Svc - Debt, Marriage, Personal
7278 Buying-Shopping Svcs., Clubs
7280 Hospital Patient Personal Funds Withdrawal Accounts
7295
Baby-sitting Services
7297
Massage Parlors
7298
Health & Beauty Spas
7321
Consumer Credit Reporting Agencies
7361 Employment Agencies, Temporary Help Services
7392 Management, Consulting and Public Relations Services
7393
Detective Agencies, Protective Services, and Security Services, Including Armored
Cars and Guard Dogs
7512 Car Rental Agencies (Not Elsewhere Classified)
7519 Motor Home & Recreational Vehicle Rentals
7524 Express Payment Service Merchants - Parking Lots
7542
Car Washes
7833
Express Payment Service Merchants - Motion Picture Theaters
7929
Bands, Orchestras, Entertainers
7995
Betting (Including Lottery Tickets, Casino Gaming Chips, Off-track Betting & Wagers)
7997 Membership Clubs (Sports, Recreation, Athletic), Country Clubs, Private Golf Courses
8011 Doctors
8021 Dentists, Orthodontists
8031 Osteopaths
8041 Chiropractors
8042
Optometrists, Ophthalmologists
8043
Opticians
8044
Optical Goods & Eyeglasses
8049
Chiropodists, Podiatrists
8050 Nursing & Personal Care Facilities
8062 Hospitals
8111 Legal Services, Attorneys
8211 Elementary and Secondary Schools
8241 Correspondence Schools
8244 Business & Secretarial Schools
8249 Vocational & Trade Schools
8351
Child Care Services
8675
Automobile Associations
8931
Accounting, Auditing, and Bookkeeping Services
9211
Court Costs, Including Alimony and Child Support)
9222
Fines
9223
Bail and Bond Payment
9311 Tax Payments
9411 Government Loan Payments
9700 Automated Rental Service
9751 UK Supermarkets - Electronic Hot File (For Regional Use Only)
9752
UK Petrol Stations - Electronic Hot File (For Regional Use Only)
