Effective January 1, 2024
17.0010 Employment Practices Liability
17.1010 Employment Practices Liability
17.2010 Employment Practices Liability
Liability protection for an employer providing personal injury coverage
arising out of employment-related practices, personnel policies, acts, or
omissions. Examples of claims such policies respond to are refusal to
employ, termination, coercion, demotion, evaluation, reassignment,
discipline, defamation, harassment, humiliation, and discrimination.
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17.0011 Environmental Pollution Liability
17.1011 Environmental Pollution Liability
17.2011 Environmental Pollution Liability
Liability coverage of an insured to persons who have incurred bodily injury
or property damage from acids, fumes, smoke, toxic chemicals, waste
materials or other pollutants.
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17.0012 Fire Legal Liability
17.1012 Fire Legal Liability
17.2012 Fire Legal Liability
Coverage for property loss liability as the result of separate negligent acts
and/or omissions of the insured that allows a spreading fire to cause bodily
injury or property damage of others. An example is a tenant who, while
occupying another party’s property, through negligence causes fire damage
to the property.
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17.0013 Kidnap & Ransom Liability
17.1013 Kidnap & Ransom Liability
17.2013 Kidnap & Ransom Liability
Liability coverage up to specific limits for payments demanded by
kidnappers for the release of an insured held against his or her will.
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17.1014 Liquor Liability
17.2014 Liquor Liability
Coverage for the liability of an entity involved in the retail or wholesale
sales of alcoholic beverages, or the serving of alcoholic beverages, to
persons who have incurred bodily injury or property damage arising from
an intoxicated person.
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17.0015 Municipal Liability
17.1015 Municipal Liability
17.2015 Municipal Liability
Liability coverage for the acts of a municipality. 17
17.0016 Nuclear Energy Liability
17.1016 Nuclear Energy Liability
17.2016 Nuclear Energy Liability
Coverage for bodily injury and property damage liability resulting from the
nuclear energy material (whether or not radioactive) on the insured
business’s premises or in transit.
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17.0017 Personal Injury Liability
17.1017 Personal Injury Liability
17.2017 Personal Injury Liability
Coverage for the liability of an insured for injury to persons, other than
bodily injury. Examples include discrimination, falsely arrest, illegal
detainment, libel, malicious prosecution, slander, suffering mental anguish,
and violation of privacy rights.
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